4 Reasons Now Could Be
 the Best Time to Buy a Denver Home!

October 20th, 2025

For years, Denver home sellers held all the cards when it came to Denver’s real estate market. During this time, we had some conversations with Denver homebuyers that stated they were going to wait until the market changed and was more favorable for buyers. If this sounds familiar, this is your sign—it’s that time. Below are four reasons and a bonus reason why now could be the best time for buyers to buy a home in the Denver metro area.

1. Higher Inventory Levels

If you’ve been following our monthly market update blogs, then it should be no surprise that inventory levels are up. According to DMAR, recent active listings are sitting just above 13,000. To help put this into perspective, during the seller’s market in 2020/2021, active inventory was down as low as 2,500 homes for sale.

Higher inventory levels mean buyers have more options. More options mean that buyers can be pickier looking for that perfect home and that they can take more time looking for homes because there are more to see. The higher inventory levels also mean homes are sitting on the market longer, giving buyers the opportunity to go at their own pace versus having to make a purchasing decision in a 15-minute showing.

2. Lower Interest Rates

The Feds made their first–and, at the time of writing this article, only–rate cut last month. Right before the rate cut, mortgage rates trended downward. Although rates have ticked back up slightly since the original dip, they remain lower than previous buyers in 2025 have experienced. Lower interest rates increase your buying power and help reduce the cost of your monthly payment.

3. Seller Incentives

Due to the previously mentioned higher inventory levels, sellers are having to compete with other sellers to attract buyers. To help make their home standout and be the more attractive option to buyers, many sellers are willing to offer incentives to buyers. These incentives are often in the form of large seller concessions that can be used to buy down interest rates either permanently or temporarily and/or to go towards the buyer’s closing costs. Both incentives will either reduce a buyer’s monthly payment or the amount needed to bring to the closing table. Top this off with the already lower interest rates, and buyers are seeing more affordable rates than buyers have experienced since rates went up in mid 2022.

4. More Leverage During Inspections

Once a buyer has gone under contract, they will inspect the property. During the inspection phase of the contract, buyers are currently able to ask sellers to address more items that were found during the inspection. Often, sellers are willing to address a larger list of items to keep their buyer happy and stop them from terminating on condition and moving on to one of the many other options available to them. Compare this to 2020/2021 when buyers were having to waive their right to ask the seller to address anything during the inspection, and they had to buy the house completely as-is. Buyers today are often able to get more items addressed and systems in tip top shape before closing. This will save new homeowners money on otherwise costly repairs that would need to be made on the buyer’s dime after closing, like when it was a seller’s market in Denver.

Bonus–Timing: Celebrate the Holidays in Your New Home

As if the original four reasons above showing why now could be a great time to buy a home weren’t enough, here’s a bonus reason! If you go under contract now, then you will likely close and be in your new home before the holidays!


If you were one of the many buyers that said they weren’t going to buy a home in Denver when sellers had all the control, now is your time! Contact a TK Homes agent today, and let’s talk about your specific goals and what home you’d like to be celebrating the holidays in this year!
 

~ Written by CEO/REALTOR® Trevor Kohlhepp